Must be legal U.S. resident. (Resident alien card Ok)
HOME ONLY COMMON QUESTIONS
Q: Does PlanetMobileHome.com offer 100% Mobile Home financing or refinancing?
A: Unfortunately the 100% financing program has recently been terminated. We look for it to return in the future, however currently we finance up to 95% for new purchase and no cash out refinance and up to 80% for cash out and debt consolidation.
Q: Do you offer debt consolidation or cash out programs?
A: Yes, we offer cash out and debt consolidation programs in most states for fair to good credit and bad credit in California.
Q: I own my mobile home free and clear can I still get cash out?
A: Yes, in most states we offer cash out for free and clear homeowners to 1976 and california to 1960.
Q: Do you accept Co-Signers when refinancing a mobile home?
A; Yes, as long as that person will live in the home.
Q: I would like to help a family member buy a mobile home. Do you have programs for this?
A: Yes. Our Buy For program allows for family members to purchase a mobile home for a son, daughter ect. without living in the home.
Q: How long does your approval process take?
A: By Phone we can approve you in 5 minutes.
Q: Are there any Pre-Payment Penalty Fees on Your Mobile Home Refinance Loans?
A: No. We don't put pre-payment penalties on any of our loans.
Q: What terms do your mobile home refinancing loans run?
A: Our terms run between 5 years and 30 years depending on situation.
Q: Does mobile home loans require an appraisal or inspection?
A: YES, an inspection is usually required. In some cases an appraisal may be required.
Q: What kind of rate can I expect?
A: There are a lot of factors that go into rates, including credit, loan to value, collateral discription, job history among many other factors. Typically rates range from 6.99% to 10.25%.
